Reliance SBI Card Prime: Check Features, Fees & Charges

Are you a frequent shopper at Reliance stores? SBI Card and Reliance Retail present the Reliance SBI Card, a lifestyle card for all spending needs. The card comes in 2 variants, Reliance SBI Card and Reliance SBI Card PRIME.

Here we will focus on the PRIME version of the card, which offers exclusive rewards across fashion, grocery, and electronics. You can earn 5% cashback on JioMart purchases up to ₹1,000 per month. The cashback is redeemable on fashion and general merchandise.

Exclusive SBI Reliance PRIME Credit Card Benefits from Reliance

The other SBI Reliance Prime Credit Card benefits and features offered by the Reliance family are:

• 10% instant discount, capped at ₹750/month, on fashion and lifestyle purchases at Reliance Trends.
• 5% instant discount capped at ₹1000/month at AJIO and Zivame. For AJIO, the discounts are applicable on orders above ₹2999.
• 10% discount capped at ₹1000 at Azorte (on orders above ₹7000) and Coverstory.
• 5% discount up to ₹750 per transaction on furniture purchases at Urban Ladder.
• 2% discount, twice per month, at Reliance Jewels on gold making charges and diamond invoice values.
• 1 additional RelianceOne point for every ₹200 spent on groceries at offline Reliance stores.
• 1 extra RelianceOne point for every ₹200 spent at Fashion Factory outlets.

Reliance SBI Card PRIME's List of Participating Retail Brands and Stores

Review the list of Reliance SBI PRIME credit card’s trusted partner brands to earn and redeem rewards seamlessly.

Category	Brands	Modes
Consumer Electronics	Bismi Connect, Jio Point, MyJio Stores, JioMart Digital, Reliance Digital, RelianceDigital.in	Offline and Online
Pharma	Netmeds Pharmacy, NetMeds.com	Offline and Online
Fashion and Lifestyle	Catwalk, Ancestry, Coverstory, Amante, Clovia, AJIO, Avantra, Azorte, BlushLace, Centro, Fashion Factory, John Player, Kalanikethan, Performax, Reliance Jewels, Swadesh, Tira, Trends (Man, Woman, Junior, Footwear, Small Town), Zivame, Centro Footwear	Offline and Online
Grocery	Bismi Hypermart, Metro, Fresh Signature, Freshpik, Milkbasket, Smart, Smart Bazaar, Smart Point, Sahakari Bhandar	Offline and Online
Home and Living	Urban Ladder, Portico	Offline and Online
Marketplace	JioMart	Online

Other Key Highlights of the Reliance SBI Card PRIME

Cardholders receive Reliance Retail vouchers worth ₹3,000 after paying the joining fee. Additional discount vouchers worth ₹11,999 from select Reliance Retail stores add extra value.

All vouchers are delivered within 45 days after the joining fee is cleared.

Other benefits of this card are:

1. Reward Points

Earn 5 Reward Points for every ₹100 spent on dining, movies, entertainment, domestic airlines, and international purchases. Get 2 Reward Points per ₹100 spent on other retail transactions, excluding fuel, wallet uploads, and property rentals.

2. Milestone Benefits

Earn Reliance Retail vouchers worth ₹1,500 on annual spends of ₹75,000 at participating stores. Receive ₹2,250 worth of vouchers on ₹1,50,000 annual spends and ₹5,000 worth of vouchers on ₹3,00,000 yearly spends.

3. Lounge Benefits

Enjoy 8 complimentary domestic airport lounge visits and 4 international lounge visits each year. Each category allows up to 2 visits per quarter.

Note: To view the Reliance SBI Card PRIME lounge access list, please visit the official website of the respective lounge partner for updated details. 

4. Fuel Surcharge Waiver

Get 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000. Save up to ₹100 per statement cycle on fuel purchases across all petrol pumps in India.

5. Entertainment Benefits

Enjoy one free movie ticket each month, worth ₹250. The offer applies to a single transaction, and convenience fees remain chargeable.

6. Network Advantages

With Mastercard, get up to 12% off on Agoda hotel bookings, 15% off at Apollo Pharmacy, and 15% off on stays or dining at Lalit Hotels.

With RuPay, enjoy up to 15% cashback on MakeMyTrip, 20% off on ZoomCar, and 15% off at Lifestyle Stores.

Reliance SBI Card PRIME Fees and Charges

Here are the most common and important charges of the card. However, for more details, you can always visit SBI's most important terms and conditions page.

Parameters	Charges
Joining and Annual Fee	₹2999 + Taxes
Late Payment Charges	NIL for dues up to ₹500.₹400 for dues between ₹501-1,000.₹750 for dues between ₹1,001-10,000.₹950 for dues between ₹10,001-25,000.₹1,100 for dues between ₹25,001-50,000.₹1,300 for dues above ₹50,000.
Finance Charges	3.75% monthly or 45% annually
Card Replacement	₹100-250
Cheque Payment Fee	₹200
Reward Redemption Fee	₹99

Note: The annual fee is waived when yearly spending is ₹3,00,000 or above in the previous year.

Download the Pice App and link your Reliance SBI Card PRIME instantly. Manage every credit card payment smoothly from a single, secure dashboard. Keep all your bills organised in one place.

Interesting Facts To Know About Reliance SBI Card PRIME

The Reliance SBI PRIME credit card promotes sustainability with its 100% recycled-plastic construction.

Mastercard users of Reliance SBI PRIME are eligible to request emergency card replacement anywhere worldwide.

For assistance in India, call 1860 180 1290 or 39 02 02 02 (prefix local STD code). Within India, dial 000-800-100-1087 for Mastercard Global Services.

Outside India, contact toll-free global numbers listed under ‘Global Emergency Contacts’ or call collect at 1-636-722-7111. Services include lost card reporting, ATM location, and account access anytime.

Some Other Common Features that Come with All SBI Cards

SBI credit cards come with a contactless advantage. You can make daily payments with the Reliance SBI Card PRIME with a simple wave at the reader. The secure chip ensures only 1 transaction per tap.

The other features are:

1. Worldwide Acceptance: Use your card at over 24 million global outlets, including 3.25 lakh in India. Accepted at all RuPay and Mastercard-enabled stores.
2. Add-on Cards: Empower up to 3 family members above 18 years with add-on cards. Manage shared expenses with ease.
3. Cash on the Go: Withdraw cash from over 1 million ATMs worldwide using your Reliance SBI PRIME.
4. Utility Bill Payment: Pay mobile, electricity, and other bills through the Easy Bill Pay facility on your SBI Card.
5. Flexipay: Convert purchases above ₹2,500 into simple monthly installments. Log in to sbicard.com within 30 days to activate Flexipay.
6. Balance Transfer on EMI: Move your outstanding dues from other bank cards to Reliance SBI Card PRIME. Repay in affordable EMIs at lower interest rates.

Easily manage your Reliance SBI Card PRIME with the Pice App. Link your card and clear all bills securely from one convenient platform.

Footnote: Welcome vouchers are sent to the cardholder within 30 days of the joining fee being cleared. Each reward point earned with the SBI Reliance Prime credit card is worth ₹0.25.

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